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Free Tool · The Numbers Banks Look At
Goat Farm Viability Projector
Project your herd and cash flow over 5 years — herd growth, kid sales, culls and expansion — and get the bank-style verdict: IRR, NPV, benefit-cost ratio, payback and DSCR.
🐐 Herd & Growth
🏗️ Buying & Setup
Advanced
🌾 Running Costs & Income
📐 Analysis & Loan (loan optional — for DSCR)
🧾 Year-by-Year Projection
| Year | Does | Kids Sold | Income | Costs | Net Cash | Cumulative | DSCR |
|---|---|---|---|---|---|---|---|
| — | |||||||
Model: annual steps. Retained female kids join the herd the following year; culled and dead does leave it; expansion capex is charged when the herd grows. IRR, NPV and BCR include the closing herd value in the final year (livestock at market price). Cumulative and payback use operating cash only. This mirrors the structure of NABARD-style bankable project models, simplified for on-screen use.
Ready for the bank? Turn these numbers into a complete printable project report with the Project Report Generator →
Indicative model — not financial advice. Real herds vary with breed, management, disease and markets; banks use their own appraisal formats. Use this to pressure-test your plan, then verify with your bank, a qualified advisor or the Animal Husbandry Department.
Build the pieces first: project cost from the Cost & Profit Calculator, subsidy from the NLM Checker, repayments from the EMI Calculator.